Online Merchant Services
Take card payments on your website or through a virtual terminal, with dual pricing applied at checkout so the card cost never comes out of your margin.
See Online Merchant Services solutionsDual Pricing Merchant Services
Eliminate Up to 100% of Your Credit Card Processing Fees for Just $20 Per Month
Dual pricing lets you post one price for cash and another for cards, so the cost of card acceptance stops coming out of your margin. Your customers choose — you keep the difference.
- Flat $20 per month — no percentage of your sales
- Free countertop terminal with dual pricing built in
- Set up in days, cancel any time
Compare traditional processing to Zero Processing Fees
TraditionalZero Processing Fees
Monthly card volume$40,000$40,000
Effective processing rate3.29% + $0.150.00%
Monthly processing cost$1,378$0
Program fee$29 statement fee$20 flat
PCI compliance fee$14.95 / moIncluded
Terminal lease$39 / moFree
Annual cost$17,395$240
Zero percent processing versus traditional merchant accounts
Traditional processors take a slice of every transaction plus a stack of monthly add-ons — statement fees, PCI fees, batch fees, terminal leases. Under dual pricing the card price already reflects the cost of acceptance, so your deposit matches your posted card price.
A business running $40,000 a month typically saves more than $17,000 a year. We'll read your current statement line by line and show you the exact number before you sign anything.
See My SavingsFeatured Solutions
Small Business Account
A flat $20 per month account built for shops, salons, and service providers — no percentage of your sales and no long-term contract.
See Small Business Account solutions
Mobile Merchant Services
Accept cards anywhere you work. Tap, insert, or swipe on a 4G-ready handheld and email or text the receipt on the spot.
See Mobile Merchant Services solutions
Retail Merchant Services
Full register control with inventory, revenue tracking, and reporting, plus dual pricing printed clearly on every receipt.
See Retail Merchant Services solutions
Quick Service Restaurants
Cloud-based ordering for counter service and kiosks, with QR pay-at-the-table and fast, contactless checkout.
See Quick Service Restaurants solutions
Full Service Restaurant / Bar
Run the floor with table management, online ordering, and pay-at-the-table handhelds that keep tickets moving.
See Full Service Restaurant / Bar solutionsNot sure which setup fits? We'll match you in one call.
Flat $20/month · Free terminal · No long-term contract
Why Do Business With Us
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Us Versus Them
Most processors bill you a percentage of every sale, buried under interchange, PCI, and statement fees. We charge one flat $20 per month — no rate, no surprises, no long-term contract.
Learn about Us Versus Them
Credit Card Processing
Dual pricing eliminates up to 100% of your card processing cost, with a free countertop terminal and next-day funding so your cash flow stays where it belongs.
Learn about Credit Card Processing
Talk to a Real Person
We start by reading your current statement and showing the math side by side. If dual pricing is not the right fit for your business, we will tell you that too.
Learn about Talk to a Real PersonLet's get started
Tell us about your business and we'll show you exactly what you'd keep under dual pricing.
Get a free credit card terminal when you sign up
You don't just stop paying processing fees — you also get a terminal with dual pricing software already loaded, so cash and card prices display automatically at checkout. No lease, no buyout, no hidden equipment charge.
Terminal features include
- Countertop POS terminal
- Large color touch display
- Ethernet, Wi-Fi and 4G connectivity
- Email and SMS receipts
- Contactless, tap-to-pay and chip
- Signature capture and tip prompts
How does it work?
Your customers see clear signage and pricing
Signage and terminal prompts show both prices — the cash price and the card price. Nothing is hidden, and every guest picks the option that suits them. This is the same dual pricing model used by fuel stations for decades.
The point-of-sale software does the math
The terminal we send you already runs dual pricing. It applies the correct price at checkout, prints both amounts on the receipt, and settles the full card price into your account.
You keep hundreds to thousands of dollars per month
Instead of a percentage coming off every batch, you pay one flat $20 monthly program fee. What used to be processing expense stays in your business.
Don't just take our word for it
“We were handing over about $1,400 a month to our old processor. Six months in, that line item is gone and not one regular has complained about the pricing.”
“The switch took two days. The terminal showed up already programmed, and the signage they sent made the cash and card prices obvious at the counter.”
“I had questions about whether this was allowed in my state. They walked me through the rules, put it in writing, and my deposits now match my card price exactly.”