Zero Fee Credit Card Processing for Restaurants in Helena, MT

Why restaurants in Helena, MT are switching to dual pricing

A restaurant running $30,000 a month in card volume at a typical 3.1% effective rate hands roughly $930 every month to processors — about $11,160 a year that never reaches your bank account. Dual pricing removes that line item. You publish a cash price and a card price, the card price absorbs the processing cost, and your deposit equals your cash price. Your only cost is a flat $20 per month.

What changes at the counter

• Your menu, shelf tags, or service board show both prices side by side.
• The terminal displays the card price before the customer taps or swipes.
• The receipt itemizes the price the customer actually paid.
• Cash-paying customers get the lower price, which many restaurants find increases cash tickets.

Built for the way restaurants actually operate

We configure the terminal around your ticket mix, tipping, and refund workflow before it ships, so Helena owners aren't left programming hardware during a rush. Refunds, voids, partial payments, and end-of-day batching all work the way your staff already expects.

Compliance in Montana

Card brand rules require clear disclosure of the card price before the transaction is completed. Every account includes counter and door signage, terminal prompts, and receipt language reviewed against current Visa and Mastercard guidance for Montana merchants.

What you get

1. Free countertop terminal — preprogrammed for dual pricing, yours at no cost while you process with us.
2. Flat $20/month — no percentage rate, no PCI or statement fees, no annual fee.
3. Next-day funding — deposits land in your Helena business account the following business day.
4. No long-term contract — month to month, cancel any time.
5. Local support — a named representative who knows restaurants, not a call queue.

Getting started

Send us your most recent processing statement. We will show you, line by line, exactly what you paid last month and what the same month would have cost under dual pricing. If the savings aren't obvious, we'll tell you to stay where you are.